How do you cope with bear markets?

[Heaven]

So on paper I lost a lot of capital lately..

I’ve been investing for a decade but still every time it feels painful. I wish for a more stable alternative but on the other hand with inflation and me being young I know risk is crucial to meet my financial goals. I’m quite confident in my assets long term but you never really know what the future holds..

Any healthy coping mechanisms or maybe some mindset that can help me through these times?

How do you cope during hard financial times?

[integral]

Buy Buy Buy Buy Buy

[integral]

1 minute ago, Heaven said:

So on paper I lost a lot of capital lately..

I’ve been investing for a decade but still every time it feels painful. I wish for a more stable alternative but on the other hand with inflation and me being young I know risk is crucial to meet my financial goals. I’m quite confident in my assets long term but you never really know what the future holds..

Any healthy coping mechanisms or maybe some mindset that can help me through these times?

How do you cope during hard financial times?

ya so your investing at the wrong time

Timing is the only thing that matters.

Buy during bear market, sell during raging bull.

Nothing else to do.

Second option is buy S&P 500 an hold. S&P 500 is the wealth transfer of our society, The reason it just goes up forever is because it represents the total inequality gap as it increases. The more inequality grows, the more the S&P 500 grows. It will not stop until there is a extreme poverty crisis.

[LordFall]

I would work to develop healthy cashflow assets with high margins. Relying on the capital markets to increase your wealth is fine but if you want to take a more intentional and direct approach to the process then you can learn about business and operations and buy into businesses that interest you or start your own.

Relying on being a passive investor you could be twiddling your thumbs losing money for the next 3 years if we end up in a long term recession but if you become a skilled operator and entrepreneur then you can be making loads of money in that time. 

Easier said than done but it's possible to do and the effort is rewarded by the market in a whole different way than just hoping that time in the market will outdo a downturn. 

Edited yesterday at 07:28 PM by LordFall

[integral]

Nvidia just dumped for stupid reasons.

Its really obvious buy opportunity. 

Edited yesterday at 07:31 PM by integral

[LordFall]

2 hours ago, integral said:

Nvidia just dumped for stupid reasons.

Its really obvious buy opportunity. 

What about if the AI bubble pops and it drops 20-60% further in the next 12 months? 

[integral]

2 minutes ago, LordFall said:

What about if the AI bubble pops and it drops 20-60% further in the next 12 months? 

I agree, this is a one off buy.

Its the same when meta had that scandal and it was 70% off or something, it fully recovered. 

[Olaf]

@Heaven gosh I bought bitcoin at the top, that was a painful as hell

[integral]

2 minutes ago, Olaf said:

@Heaven gosh I bought bitcoin at the top, that was a painful as hell

which top? 2011, 2013, 2017, 2020, 2025?

Edited 21 hours ago by integral

[Olaf]

@integral 2025

[integral]

3 hours ago, Olaf said:

@integral 2025

This is not financial advice.

I will be buying bitcoin at 35k-45k, this is the right time to buy the next cycle. 

[PsychedelicEagle]

19 hours ago, integral said:

ya so your investing at the wrong time

Timing is the only thing that matters.

Buy during bear market, sell during raging bull.

Nothing else to do.

https://international.schwab.com/story/does-market-timing-work

[integral]

1 hour ago, PsychedelicEagle said:

https://international.schwab.com/story/does-market-timing-work

S&P 500 yes invest when ever makes no different on market timing.

Market timing is easier then it looks, its just no one buys when it dumps. BUY NVIDIA... anyone going to do it? nope.. 

Quote

Second option is buy S&P 500 an hold. S&P 500 is the wealth transfer of our society, The reason it just goes up forever is because it represents the total inequality gap as it increases. The more inequality grows, the more the S&P 500 grows. It will not stop until there is a extreme poverty crisis.

 

Edited 5 hours ago by integral

[LordFall]

18 hours ago, Olaf said:

@Heaven gosh I bought bitcoin at the top, that was a painful as hell

It's a good lesson to learn while you're young. Giving your money to the market to make money for you while you're young and have the energy to build a cashflow business that you can actually control is a bit silly. 

I came to this conclusion after getting into crypto in the 2021 bullrun, making some decent money from it and then I got into it again hardcore in 2024-2025 but realized that if I spent all the time I was taking studying finance and macroeconomics and just put it into my own business, I would be far richer far quicker. 

I read the Bitcoin Standard by Saifedean Ammous, listened to like 10 Michael Saylor podcasts and bought some Microstrategy stock at its peak at $420 USD around July 2025. I don't regret it, it taught me a lot about how capital and the world works but really the more middle men are in between you and your money the less control you have of it. Capital markets are a middleman, Bitcoin is a middle man and so are individual stocks like MSTR or NVDA or whatever else you're buying.

The best way to be as close to money as possible is developing a skillset that lets you solve problems in the marketplace with high margins. Once you achieve that you will flip your relationship to capital markets and other people will now start wanting to put their money in your business. 

It's also another way to think about diversification. Just watched a good reel by Ray Dalio on the concept:

https://www.instagram.com/reels/DfxYs6qC1CT/

Edited 2 hours ago by LordFall

[Heaven]

@LordFall You have a bias towards opening a business. It’s not for everyone and not in every country. Being a high paid employee is much less stressful and headaches. When you make double than you need, you should invest in assets. This is what 99% of rich people do.