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Everything posted by Yarco
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	If you are young (under 30) then I'd go all-in on the hemp business and try to grow it as fast as possible, with the aim of selling it in 5 - 10 years. Then you and your relative can exit with a couple million dollars each and focus on more risky projects that you actually love. If I recall correctly, Leo started off with his brother doing an SEO business that sounds quite similar to this. Sometimes you gotta do the grindy work for a couple years to set yourself up in a good position for what matters long-term.
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	If you have thousands of dollars sitting in your bank account at any given time and not earning any interest, then yes. If you have to struggle to invest a little bit into crypto or stocks every paycheck, then probably not. You'd be better off buying a home if you currently rent (in most places), or invest in yourself (learn a new skill, take online courses), or start a business. Investing is a good way to get an extra 5 - 10% per year on any extra money that you have laying around and hopefully meet or exceed inflation to maintain your purchasing power as the dollar loses value. It's also pretty much necessary in one way or another if you hope to ever retire. Although so few people can afford to buy a home or invest now, that I feel like either the government is going to have to bail out our generation, or we're all going to be living in squalor when we're older.
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	It might be against Amazon's TOS, definitely read carefully what is or isn't allowed. You could sell it off of Amazon but it would be a lot harder. You'd have to host it yourself and drive all of your own traffic to it.
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	The only thing I've learned from trying to plan long-term, is that things 5 or 10 years out will be so different that you won't be able to predict them. I feel like I'm a pretty boring person that set an ordinary path for myself. And I still ended up moving to another country, leaving my fiancée, starting an entirely different career path, and other stuff that I wouldn't have been able to foresee 5 years ago. Now I set goals for the year, but that's about as far out as I go. Even my yearly goals, I only end up completing maybe 60% of them. As well as adding several major new things to the list that weren't originally on it. If you can set 10-year goals and consistently hit them, or not have your goals and priorities completely change halfway through, then you probably aren't growing enough as a person.
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	Saying this kinda stuff is how I ended up going into accounting just because my parents said it would be a good career. Accounting is BORING AS FUCK. It doesn't get any better when you're actually working in it. It's actually more tedious and repetitive than school even. If you don't like it, save yourself 5+ years and find what you're really passionate about instead. If you're only a couple months into a university-level accounting program and think it's deep now, you're probably only about 5-10% as deep as it actually gets.
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	A 6 - 10% job offer rate is extremely high. Most people don't even get called for an interview at anywhere near that rate. Maybe 1 in 50 or even 1 in 100 get to just the interview stage, depending on the field. If you look around online you'll see people complaining they sent out hundreds of resumes with 0 response back all the time. Also where the hell can painters make the equivalent of a $67,000/year salary? That's crazy for relatively mindless labor. In contrast, I know CPAs (professional accountants, basically the accounting world equivalent of a lawyer or doctor) who only make $70k/year. Take that shit. Even if it's only a temporary job for like 4 months, you'll make $21k in 4 months. Then for the other 8 months you can look for another job or do whatever. Plus you can listen to podcasts and stuff while you paint.
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	Oof, really, playing any kind of video games is a deal-breaker for you? I can understand if it's holding them back or wasting their time, or they're obsessed and spend too much time on it. But as of 2018, 66% of people played video games. Probably even higher now. As far as I know, even Leo still enjoys the occasional video game. How's it any different from a guy who spends 1-2 hours per night watching Netflix, or even reading a book? It sounds like your acceptable range might be too narrow. Let's say that creepy or guys that don't have their stuff together can range from 1 - 6s. And guys you describe above are 9s or 10s. That means you're only willing to accept guys in the 7 - 8 range. Maybe give some 6s a bit more of a shot and see if they surprise you. Pretty much the only way to have a guy that "takes care of you" is to assume a more traditional housewife role. Then what do you bring to the table for him, if he's providing for you all day? Do you know how to cook and clean at an acceptable level, are you willing to take on that role? Guys don't want to be a provider for a feminist. If you want to be taken care of, then you need to submit to that role completely. Guys don't want to provide for a careerwoman. He's already earning all the money he needs, why would he want someone that goes out and adds another 30k to the household and then he still has to come home and do chores anyway?
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	Yeah that's a stupid thing to say to someone who you only kinda like who is a potential date. I'm not saying that in jest, that's a legit stupid thing to tell a guy. Even if you feel that way, it's not socially acceptable to tell someone that on the first couple of dates, or who you've only had a couple conversations with. You will scare away all except the most psycho/abusive/narcissistic men by saying stuff like that. A woman who says she's in love with you and would give up her life for you on the first date is a psycho too. But it seems like you're lying to yourself too, because no rational person would give up their life for someone they kinda like. There is some kind of massive disconnect there.
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	I don't feel like reading 1,500 words (I don't feel like it should take that long to fully explain your situation), so I'll just give my generic opinion on quitting school... The further you are toward completing your program, the more likely you should finish it. If you aren't halfway through, just quit. More than halfway, it's worth starting to consider finishing just for the sake of finishing and having your degree. Skimming your post I saw lots of stuff like "beyond painful", "I despise", "I chose medicine as a tool for getting a visa", "I hate the medical school part completely". If that doesn't make it immediately obvious what the right choice is, then I don't know what will.
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	I'm sure there are people who get absolute bliss from doing their chosen career every day. But don't worry about hypothetical situations or other people. Examine if that's something you think you can experience, and why you're asking this question in the first place. Without more context I don't know where this question is coming from. It almost sounds like you're trying to rationalize giving up a relationship for your career to yourself.
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	This makes the most sense to me. If the complaint is that rich people are living off interest, dividends, and rent payments from assets or "wealth" they inherited or built decades ago, then sure, tax those things at a higher rate. The problem is the "leeching" of value that comes as a side-effect of having wealth, not the wealth itself. I find taxing future income that comes solely from the fact they hold assets to be ethical. But taxing the existing assets themselves, not so much. If they ever choose to sell the actual assets, it's already a taxable event.
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	Quit a job in the career that I went to university for, to do something I enjoyed and was passionate about instead. (It was the right choice, but it's a scary one for most people.) I guess technically end a long-term romantic relationship as well
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	What you're describing is pure tyranny. Some outside international force coming into an autonomous country and unconstitutionally forcing people to pay tax under threat of violence. That's hardly tax, more like extortion and blackmail. The UN becomes a mafia at that point. Maybe if we implement some kind of "one world government." Good luck with that within the next couple hundred years, those kinds of words are a conspiracy theorist's wet dream. If you think Q Anon is bad now, try to introduce a "New World Order" like Alex Jones has been warning about for decades and watch 50% of the population freak out. I'm not in favor of this because: 1. You'll never catch the actual billionaires and trillionaires. They can just move themselves or their corporations to another country where a wealth tax doesn't apply. They'll keep doing it until there are no countries left without wealth taxes. You can LITERALLY buy a passport to most Caribbean countries for a $100k investment or donation to their development fund. There will always be an incentive for a few of these countries to never have a wealth tax, so rich people flock their with their money. So really you're penalizing the most enterprising and entrepreneurial people in society, those earning $200k to a few million per year with quick-growing businesses that are actually delivering innovation and social change. 2. Like someone else has said, how do you tax unrealized gains? Bezos and Musk might be able to pay a wealth tax out of their bank account. But for most people who are multi-millionaires on paper, it's all tied up in their business. They'd have to start selling off physical assets, or ownership in their company, just to cover the tax. Which in turn downsizes the company, hurts workers, etc.
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	Not just a high-paying job. You'd need to be in the top 1% pretty much to accomplish this. Most people don't EARN $5,000 per month. Let alone have $5,000 per month left over after paying their rent/mortgage, food, utilities, etc. If you lived at home and had $0 expenses, your parents paid for everything, you still need to take tax and employee expenses into account. Realistically you have to earn $80,000 per year and spend $0 for the entire year to save $5,000 per month after tax! So for someone who actually lives by themselves and pays for stuff, you're looking at requiring a salary (or household income) of like $150,000 to accomplish this. Because at least here (in Canada), your tax rate goes up to like 30%+ once you exceed $60k per year. So from that point onward, you're basically working for 70% of your salary for the rest of the year. Even more if you live somewhere like California or New York where cost of living is through the roof. Most people are living week-to-week and have close to $0 in their bank account after each pay once they pay for rent and food. This is such boomer advice. "Just save $60k a year bro." A consistent 10% return on your investment is also insanely optimistic. Try like 4 - 5% Have fun with this strategy over the next couple of years as we enter hyperinflation. If you don't put your money into tangible assets, your fiat money risks becoming worthless and losing all that effort that you put in. The real "Great Reset" that's coming is rich (excluding the mega-rich) and poor alike being reset back to 0 if our currency hyperinflates:
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	I'd say yes it's possible In the life purpose course, at one point I think you're asked to look back over the kinds of activities you enjoyed doing growing up, and that you do in your spare time. Somebody may have sunk thousands of hours into jewelery-making without realizing that it's their life purpose. Sometimes your life purpose is super obvious and you feel like an idiot once you realize it, because it's been in front of you the entire time.
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	If I wanted to pander to stage green people, the big thing to focus on is social responsibility. Green people love to feel like they're helping to fight climate change or provide fair wages to some worker in a 3rd world country when they're buying coffee. They wanna virtue signal on Twitter and Facebook and Instagram. Stuff like the latest obscure health superfoods. They love people using pronouns, promoting diversity, supporting BLM and LGBT rights. They have their own woo-woo language you'll have to identify and start using yourself to virtue signal to them as well. If you're selling a physical product, it should be organic, handmade, ethically sourced. If you've got some kind of digital-only product or a service, you'll need to virtue signal by marking your prices up by at least an additional 5 - 10% and then donating that extra percent to charity for them. If the product isn't environmentally-friendly to produce then you should offset that with some action.
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	I wouldn't think twice about shelling out for a good computer. I spend most of my waking hours in front of one, so on a per-hour basis even a $2,000 computer that I used for 5 years, would be pennies per hour. I agree with other comments about getting a PC instead of a laptop. Unless there is a specific reason why you actually need it to be portable. I had a laptop in uni and never took it to class, it didn't really ever leave my room. Also be aware of all the great distractions that a powerful computer can present, mostly in the form of gaming.
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	Why 2 or 3 years? How did you calculate that number? And what number of subscribers, monthly ad revenue, or other metric will tell you when it's time to switch to full-time? What is holding you back from committing to the company AND working 2x as hard on your Youtube channel as you currently are? I just looked up your channel and it looks quite good. I don't speak the language, but they look well edited and packed full of detailed information. So I understand that they take a lot of time to produce. But if you are passionate about going full-time, you need to work a little bit harder to get there. Like at least 20%. Before your most recent video that you uploaded today, your last one was 2 weeks ago. I think you should be aiming to upload a video on the same day of the week at the same time each week. That might mean waking up 2 hours earlier every day for the next couple of years. Or 2 hours per night less doing stuff you enjoy. But now while you're young and have lots of energy is the best time to do it.
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	Sam Hyde isn't someone that I would normally suggest emulating, but his advice on this is golden: Actual advice starts at about 11 minutes. But good info on identifying actual toxic people vs just difficult relationships before that.
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	Scale up. Get more people to take your lessons -- plaster free advertisements on notice boards at grocery stores, coffee shops, on telephone poles, or whatever. Post online on Facebook marketplace, groups in your area Get more people to hire you for shows -- start reaching out to at least 5 venues every day. Local bars and restaurants, clubs, etc. Sell more music -- Make an account on Fiverr or Upwork and offer to write quick little jingles or tunes for people for $5, $20, or whatever you think is reasonable.
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	The Gamestop short position was covered fucking months ago. It was over 100% short sold at the peak, now it's only 20% short sold. You're just parroting shit your friends are telling you with no real knowledge of what's going on or what it means. What are you talking about Andrew Cohen? There is no Andrew Cohen at Gamestop. George Sherman is the current CEO, has been since April 2019. The saving grace used to be that you had to be smart enough to open a trading account to ruin your life with options trading. Now Robinhood made it as easy as installing an app. No I don't own any GME. I thought about buying some when Reggie Fils-Aime and the Petsmart CEO joined the board in March 2020, based on actual fundamentals, but I didn't. Way before this meme stock stuff. No way in hell I'm aping into the bubble at this level.
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	Look at a 1 year chart. You think it's gonna 2x or 10x when it's already at $282, when fair market value is like $20 - $50? That being said, what happened with AMC today is pretty interesting. But people who have no idea how the stock market or finance work, and are learning about Gamestop 5 months after the initial hype, somehow missed the initial story even when it was on every mainstream media outlet for weeks, should stay a mile away from it. Quick way to get burned and lose all your money. There is no such thing as quick or easy money that doesn't come with exceptional risk (aka complete gambling.)
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	Someone with writing as their ideal medium weighing in here. Yes, it's really your ideal medium. Don't think of the writing as your life purpose itself. It's just a tool that allows you to most effectively communicate and actualize your life purpose. Your life purpose is what you write about. An analogy... Your life purpose might be building birdhouses. Using a hammer is your ideal medium to accomplish it. That doesn't make the hammer itself your life purpose. It's just a tool. Who the fuck is excited about hammers? Don't focus too hard on the tool, don't start making hammers. Just use it. Disclaimer: There are people who fetishize writing itself and make that their life purpose. See people with entire Youtube channels devoted to the writing process. Just like there are probably people whose life purpose is constructing the perfect hammer. But that doesn't sound like it's you. So don't get distracted by writing as a purpose instead of a tool. That would be the equivalent of spending hundreds of hours trying to figure out what the ideal hammer to buy is.
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	Yes it's viable. When working through the Life Purpose Course, it was one of the options on my shortlist. I ran my own Minecraft server for most of 2019 - 2020. I nearly started a how-to channel to compete with The Breakdown teaching people how to run their own servers. That guy is currently sitting at 300k+ subscribers on Youtube and safe to say he is making a living from what he loves. There is 100% room for another channel in that space. For me, it became too stressful. The power of being an admin got to me and turned me into an asshole. I got obsessed with maintaining a great lag-free server and started to resent my own players. And I was making more and more rules to micromanage stuff like redstone machines, which upset people. Eventually there was too big of a disconnect between what I wanted and what players wanted, so I decided to just step aside and let my mods take over the server and run it themselves. Being a server admin is a thankless job where people never really tell you what you're doing right, and immediately start shouting the second something goes wrong. It also doesn't pay great for the amount of work that you put in. There are a few guys who run multiple servers for different game modes and seem to be making a good living. But most of them do stuff that I think technically breaks Minecraft's ToS, like offering special perks to paying members that give them an advantage over non-paying members. Like Dlavjr said I would try to find a way to benefit society. Don't do it as a money-grab. But don't think that it has to be some grand vision though. Giving a kid who is bullied at school somewhere that they feel safe and welcome to hang out is huge. The memories from your server may be some of the highlights of their adolescence, you might even save some kid from killing themselves by finding meaning and community on your server. Aside from running a server, you could create all kinds of Youtube channels. Let's Plays, how-to guides, etc. Or even offer a service where you come in and create a running server completely customized for someone and then hand it over, so they get a turnkey solution without needing all the technical details. A couple of the companies renting out Minecraft servers seem to be run by teenagers as well. If you like more of the IT side and want to rent an entire OVH server and then split it up for people to rent from you.
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	You're about 5 months too late
 
