Wage slavery.

[Majed]

The reason most people struggle with money is because they're slaves to wages. The system is explicitly designed so that the majority of people are slaves to wages which by default means they'll struggle with money for the rest of their lives. Slavery isn't fun, and you're a fool if you think it doesn't exist anymore. We need a systemic change to solve the problem of wage slavery as a society. But on a personal note you need a realistic plan to escape wage slavery as an individual.