Help With Decision, Please!

[SimpleGuy]

13 hours ago, Human Mint said:

What skill are you supposed to develop? Is it tangible?

Sales, marketing, persuasion, negotiation and other business and soft skills

[Basman]

2 minutes ago, SimpleGuy said:

Sales, marketing, persuasion, negotiation and other business and soft skills

There are so many avenues for learning this that doesn't cost 1200.

I bet you can think of 5 ways to develop these skills just off the top of your head.

[Jacob Morres]

On 4/10/2026 at 0:53 PM, SimpleGuy said:

Hi guys, give me some honest advice on the situation, please. 

I live in Russia, I am 19 years old. I found one course that will greatly help me in making money (as I think). The course costs 1200$, I don't have that kind of money right now. That's why I'm thinking of taking out a bank loan to buy this course and start paying off the bank loan when I learn how to earn money after the course. Besides, at the moment I don't have any back-up money, so I'm taking this loan like all-in in poker, so to speak. But I'm generally afraid of loans and against them in most cases. I really believe in this course, because I've seen many cases of young guys like me starting to make money selling websites or marketing on their own (which this course teaches). 

Tell me, please, if I don't manage to earn money after studying, will I have serious problems, will collectors fuck me up and all that? Is it worth making such a decision in general?

Such courses arent necessary. Unless the course has some sort of gatekeeped info that you cant find online. Or if the course provides some sort of well known career signal in your particular field. Which is neither here 

What id recommend:

Find the best free info available in this niche + find people/mentors in the field that ur looking for and befriend them, ask them questions etc. That is more than enough (and is actually what the majority of successful people do) 

Edited 5 hours ago by Jacob Morres