Consept

Why not do both? Or even better why not invest most and get funding for your business idea? If the Idea is really good and will make money, then most likely you'll be able to get funding for it, all you have to do is make sure the profit you're getting from the investments is more than the interest your paying for the loans and then youre golden. Plus you can payback the start up costs in installments instead of big chunks.

Obviously we're talking about a long process of overcoming trauma, that cant be summed or minimised here as its a complexed thing. What youre saying of course has some truth, but i wasnt talking about emotionally bypassing trauma by using an affirmation. The question from op was 'what makes a psychologically healthy person', i would argue that being psychologically healthy includes, but is not limited to, truly not taking things personally. If you are not psychologically healthy and are saying a mantra to get there obviously thats not psychologically healthy. If someone takes everything personally of course thats not healthy. Its not going to completely alleviate past trauma of course but is used as a tool to open ones perspective by many therapists to overcome the past trauma, whilst they also be with and process the past trauma. If people are aware of this 'rule' going forward, it can also reduce trauma, that guy that cut you off in traffic that i cant stop thinking about and taking it personal? Actually a different perspective is i just happened to be there but he cuts people off everyday so its not personal to me. Im not arguing against what youre saying, its just that its not a binary either/or situation

I dont really get the analogy because what you're saying is something that's not true or at least not verifiable to console someone and so yes, in that case they won't face the emotion and repress it. But saying that it wasn't personal when your mum shouted at you is facing the reality, the alternative is to say to you or for you to think that your mum shouted at you all because of you, that is not actually true, it's a faulty perspective. These perspectives are exactly what build up life long traumas in kids, when they think that their parents divorced because of them for example. I don't see how it would be helpful to process a faulty perspective, might be more helpful to correct your perspective even retroactively which is something commonly done in therapy. Or of course could be both where you process it as well as changing perspective.

I don't see it as an affirmation or a bypass mechanism, I'll admit it could be used like that. But I think it is a reality and it's acknowledging the reality that when your mum shouted at you as a kid and you got upset it wasn't about you it was either your mum had a bad day, or had her own traumas but there was a reason for it. Thinking it was about you is a childish notion of the world revolving around you. I think it's probably the most realistic thing you could think about a lot of situations

No I agree, thats an important caveat that you raised. Its easy to follow dont take anything personal and just be like, 'yeah you know ill float through life and let people do what they feel even if it affects me because theyre not aware'. But in reality you have to have your boundaries both for yourself and what is acceptable in general, usually if someone is doing something that hurts you or other people then that needs to be called out, the person youre calling out then has a choice to continue their behavior elsewhere or hopefully change it. Its like a dog that bites too hard when it plays, it doesnt mean or even know its doing it but you cant allow it to continue, so you have to give it a firm rebuke every time it does it so it knows and if it doesnt listen you may have to rehome it.

I think the four agreements are a good starting point but especially don't take anything personal. That is one that's really stayed with me and I think is so important. Nothing is really about you, the fact most people go around thinking pretty much everything is about them is very psychologically unhealthy.

Ocd is tough and can be around for a while or go very quickly depending on how you deal with it. There are no shortcuts though so don't look at ways to just bypass it or transcend it. The key word is acceptance, as in you have to fully accept that it's there and not fight it or even want it to go, just see it for what it is, which are thoughts. If you are in the mindset of how do I get rid of it or what can I do to bypass it, that will counter intuitively keep it around longer. A good way to face it directly is erp or exposure response preventation, which is basically being around what triggers your ocd and not responding, just letting those thoughts and sensations be there. This is a practice just like meditation or shamanic breathing, you have to do this everyday and do it the right way. So I would advise looking into that more and going ahead with it. Its not an easy journey but definitely can be improved

I wasn't talking about you specifically or what you do or dont deserve, with due respect I don't know you so I couldn't make any claims like that, I was just sharing some thoughts I've personally had on the general topic. When I say 'you' in the comment I wrote, its more of an overall you as in if it applies to you. Sometimes it's important to look at other perspectives and nuances of topics, but if its the case you just wanted to state they've you've switched from nice guys to bad boys, without further discussion or expansion then that's cool as well.

I think every boy/man goes through the 'nice guy' or 'simp' phase which as I see it, can be defined as being what a woman says she wants. Ie respectful, put her first, put her on a pedestal, see her as your number 1 priority, I can sympathise with this as it's what's taught to boys in mainstream society especially if there's no strong role model to teach any different. The implication of this teaching is whatever your natural inclinations are as a man, they should be sacrificed and buried because to get a good woman you have to be a good provider and be what your woman needs you to be, so this erodes mens confidence to the point where they don't even know who they are anymore. This ultimately doesn't work for both sides, on the woman's side she just isn't attracted to males that are like this because they don't take charge, they dont know who they are, they actually feel different deep down inside to how they act which makes them inauthentic. For the man it doesn't work because he's going to try and hold this persona in the face of less and less attraction from his woman. A word on 'bad boys', traditionally seen as having a criminal element, not caring about anything, being kind of reckless, but maybe with a heart of gold, at least a suspected one. A youthful bad boy is more often than not also not very confident deep down, they just have a better persona, it's like they know what's attractive to women on a surface level and are using that persona as it works. It gives the impression of authenticity because actions are taken regardless of consequence, women my see it as such, but it's really just a play of authenticity. But these can not really translate into long term fulfillment for the guy or any girl he gets with because it is really a facade and he would need to build up true authenticity to get past it. Think Danny Zuko in Grease, hes seen as the cool guy but he hasn't got the authenticity to even come out and say he likes a girl. So that brings it to actual authenticity, this is what every girl says they want but have to actually be very well developed themselves to handle. The truth with this is that although you want it you may not like hearing these types of truths that you'd hear from an authentic person. Like you might not like the idea that he puts his happiness before your happiness, you might not like that he tells you upfront he doesn't see himself being with you long term, that he dote on you and call you honey and all that stuff. But because you're so attracted to authenticity you will always want to be with him because it gives you an experience of actual reality instead of this role playing most do. The dilemma that you have is that you want authentic but an authentic person will not be how you want them. If you want a top level authentic person you will only be his first option if you truly understand who they are and what they want and become that person that will truly enhance their lives. A lot of women expect or feel that they deserve a top level just because, that's fine you can have your standards but reality is if it's truly a top level guy he most likely won't choose you just because, you have to become a top level woman by his standards.

I dont think his view is difficult to understand, you're seeing something that you don't really care about make money so you want a piece of it simply because you want money. This isn't a judgement and you can do this but it just doesn't usually work out well, people that follow trends are always a few steps behind because they're always looking for the next big thing. Most financial analysts will tell you that following trends will not lead to anything and probably loss. If you want to make money try and find things you care about or are at least good at and go from there. Don't just look for things that are doing well and think how can I manipulate to get some money out of this space. Or do that and let us know the results.

Hey everyone, ive just posted a new episode of my business/entrepreneur podcast series. I get the question of should i do an online course a lot, in fact someone asked me just before i did the episode which inspired me to talk about it. So if its something youve thought about these are my thoughts on it. Ive also got other episodes which talk about how i made 6 figures on Amazon and giving general advice on how to make money online (Also would appreciate it if you liked, reposted and shared, would help get the info out there, if you like it of course lol) -

Thank you bro that means a lot to me and yes its something i noticed in the business sector and in some way tried to address. There are a lot of people who make money just from becoming a personality and selling courses rather than actual business, which is a massive problem as it basically takes advantage of people just trying to better themselves. But anyway ive got some new podcasts recorded so ill get them up soon, keep doing your thing bro

Excellent stuff bro. I think your advice can apply to people of all ages as well, Ive noticed a lot of people have a core belief that certain things are just not possible, i really believe if this can be challenged by the person and they just start something they will learn and progress so much. Me personally i do like business but would like to incorporate more things that im passionate about like psychology, coaching, sports and discover new things as well, the journey never ends.

lol to be honest i didnt even know those pods existed for students, but yeah theres always someone taking advantage and putting their profit before the people but I dont think you or we have to do that. For example if these type of things are happening, there maybe avenues to supply something somewhat ethical. But yeah i was more talking about dorm rooms on campuses, here in the UK i think you can buy them and rent them to students although i need to look into that.

I see what youre saying, this is the case for cities definitely and has been a real problem, which in some cases has brought a lot of regulation from the local councils. What im talking about specifically is very touristic areas where a big chunk of the economy is based on tourism. For example my parents run a holiday rental company in a small beach town called mojacar in spain, the population is only 5000 and most people who live there are involved in the tourism industry or supplying some sort of service for locals. If you bought there youre not really taking away someone elses place or jacking up prices as there are other options to live in other towns close by. Another idea that ive come across is buying a hotel room or a student accommodation, these things are helpful to the everyday person without taking advantage or at least you dont have to take advantage. But i agree in general that there should be more schemes to own at least one house but like @datamonster said there does have to be a balance, the argument now is that its probably to weighted toward the investor rather than the person so that needs to be addressed definitely.

If you worried about ethics, which i feel similarly, there are options to do real estate in such a way. You could do holiday rentals, so buy a place that is in a popular tourist area (when things get back to "normal") and rent that out per week or even per day on airbnb or a local property management company. This way its not so much a necessity for the people renting and you can make good income because weekly or monthly rentals are higher. Theres also rental of retail & commercial space, office space etc etc. You could also buy, renovate and then sell on, in this the money is made on the renovation, so you buy a place thats seen better days, fix it up and flip for a profit. This helps buy putting more eligible properties on the market, you could even sell at a reasonable price to first time buyers if you want to go the whole ethical way. The option on stocks, which ive done myself, is to invest in etfs like renewable energy. Quite a few of these around and they usually hold stake in all the major players around, this is slightly more of a gamble as who knows what will happen, but i think renewable energy will be the main source of energy in the relatively near future.

Im new to stock trading but in my opinion i think its best not to get sucked in by the pundits and predictions, i think its best to just put your money in stocks that you believe in, keep them diversified and then just leave it, maybe check in once a month or so (this is hard to do but worth being aware of). If you look at charts, prices will always go up and down, but more than likely even out over the years and give a fair return, at least one thats much better than holding cash, if your emotions are tied to it youre gonna put yourself on an unneeded roller coaster ride. Just my initial opinion on trading

So just came across this app called my tickr, basically it's an investment app that only invests into ethical businesses for you. So you put however much you want, you can also set it to pay in monthly, they put your money into a fund that invests into businesses like clean energy or sustainable farming or whatever. Recently I've been getting my head into learning about stocks and longer term investments, my only issue with normal investing was potentially to reap a good return you might have to invest in businesses that are essentially contributing to damaging the planet or have terrible working conditions. So I wouldve looked specifically for more ethical businesses anyway. So question is, can you actually make a decent return on this and has anyone tried it? I'm very tempted to just lump a load of cash in but if its not actually gonna grow I'd rather just give some to charity and invest in other things @Average Investor I'm looking at you https://yourmoney.lumio-app.com/tickr-review/

Thanks for sharing, have been caught in these downward spirals recently, constantly looking for solutions so this is a great reminder

Thats excellent to hear bro, that feeling when you cant sleep because youve broken some personal barrier is an amazing feeling and in my opinion confirms youre in the right path. A lot of the time the journey is worth it alone but when the times right something will come along that just makes complete sense. Keep pushing and enjoy it bro. I agree it could contribute to making the world a better place but the current adoption shows the orange level we're at, at the moment, it is a game changer in terms of the technology and ideal behind it, but its too early for us currently. To be fair i guess its worth a gamble if youre not using a good chunk of your capital, definitely would be at 6k or lower. You not tempted to sell now though? that would be nice profit

Im not an expert but I agree in that i think eventually some kind of crypto currency could be the main or at least a widely used currency but i think we're some ways off that. I think the value is really pumped up just really based in either emotions or whales that are aware of the emotions. But thats not to say you cant be smart and make money in the market, you definitely can, i would just be wary of looking at it as a mid to long term investment, which is really what im on the look out for. Theres a couple red flags for me, one is that 1000 people own 40% of bitcoin, meaning if a couple cash out it could really tank the stock. Also its not based on any asset or anything really, at least if a companys stock goes down it can usually recover as theres an actual company behind it, whereas if bitcoin completely crashes it will just evaporate in to thin air. I dont really get how it can be used for payments now as the price fluctuates so much, imagine you sell a car for £20k in bitcoin today and tomorrow that £20k is worth £4k. It is true cash is also based on faith as well but really cash isnt regarded as an asset its just a means to buy assets, whereas people are treating bitcoin as an asset in of itself. I dont know man it jut feels a bit like the dotcom bubble and the subprime crash, like everyones getting rich but at some point the bubble will burst. I am probably a bit biased against it as i just cant see myself putting money into it beyond a speculative %. But how do you make money from it personally just out of interest, and what kind of returns have you seen?

Excellent, thats very helpful, thanks! Are you happy with the returns youre getting on your portfolio? At the moment it seems like its impossible to open up a trading account with anyone because of all the robin hood stuff, but as soon as all that calms down im gonna work out some kind of strategy to put some funds in.

Thanks for tips man. Yeah i was looking into these ETFS, I do like the clean energy one just because i really believe the world is going in that direction. The UK has set quite high carbon targets for 2030, i also see electric cars becoming much more prominent in the next few years as also here in the UK theyve said theyll be a ban on the sale of all new petrol and diesel cars and thats from a conservative, center right government. Also more young people are gonna be green as you see from voting trends from young people voting in a huge majority for Sanders and Corbyn. Having said that im obviously not going to put all into these funds but ill put a decent amount. Im thinking also tech and then a bit in gold and sliver just to back it up. What do you think in general about ETFs? I want a few investments where i can put the money in and just let them do their thing, as i understand it the best way to to do this is putting it into an index or on ETF. Also do you evaluate an ETF differently to a stock, i was looking at P/E ratios but i dont know if it works the same with etfs. Getting a little technical but you are the data monster

@Average Investor Thanks for you reply man true, to be honest im still learning about the fees and what not but looking into it you are right the fees are a bit too high and theres not really a need for it to be like that as i could just invest in the same etfs on a different platform for a fraction of the cost. I think the thinking behind the fees and the company itself is its more for people who are first time investors and maybe want most of the work done for them, but want to invest in things that are good for the earth. Green level people basically, i think it is a good idea from that perspective, but for those that know a bit about investing they probably wouldnt bother with it. After a little digging i found out what funds they were investing in, so i may just put a little into them aside from the app. I get you, it is hard to invest in the stock market and be completely ethical or even think about being ethical, its not something i wouldve thought about before, also there pros and cons of every business. But i would like to have some kind of intention to invest in businesses that at least dont cause crazy damage to the earth or exploit workers or whatever, its not gonna be easy and i mean i sell on amazon where i know there are people getting exploited so its not always easy to avoid. Yeah im currently reading it, you advised me on it before so appreciate the recommendation and im learning a lot so far. I also take your point on the distraction, I always try and be conscious of slipping down that rabbit hole of finance and making money, at least mentally anyway. It can be very difficult as its almost like a great puzzle for the mind, theres so much to learn and work out, but ultimately it could just bring money which obviously is necessary but not everything. I havent fully defined my LP yet but I wouldnt mind if it was based around helping others to financial freedom and out of wage slavery so this learning process could help with that anyway. Out of interest, whats your LP? no worries if you dont want to share it

Fair play, this is what growths about. Now that youre on the other side of the fence, I just wonder what approach do you think worked best to open you up in the debates you had with people, was it a tough love approach or a more compassionate, accepting kind of approach?